This blog is about student loans, and why the laws need to be changed. At the least, there needs to be a one time forgiveness of student loans for seniors who can’t afford to pay theirs off. We are not going to suddenly start earning more money. We don’t have 25 years left in the workforce to make payments, assuming we can afford them in the first place. Yet under current law, if we don’t come up with the money, our paychecks and/or Social Security can be garnished. This is wrong.